1 - Why Diversify? Diversification as a Pillar of Modern Wealth Management

• Risk minimization and opportunity maximization.

• Geographic, sector, asset class, and time-based diversification.

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2 - Multi-Asset Portfolio: Combining Fixed Income, Equities, Real Estate, and Alternatives

• Efficient asset allocation according to family objectives.

• What role do alternative assets (PE, VC, hedge funds, real assets, etc.) play in wealth preservation?

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3 - Local vs. Global Investment: How to Balance the Portfolio between Colombia and Abroad?

• Analysis of country risks, exchange rates, and regional opportunities.

• Access to global vehicles from a Colombian structure.

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4 - Asset Protection Strategies in the Face of Volatility Scenarios

• Currency hedging, safe haven assets, structured instruments.

• Tax and legal planning as part of the diversification strategy.

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5 - The Role of the Family Office in Wealth Diversification and Oversight

• Investment governance, portfolio committees, and monitoring.

• Family offices as a vehicle for institutionalizing wealth decisions.

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6 - Common Mistakes in Wealth Diversification and How to Avoid Them

• Over-diversification, emotional focus, lack of family alignment.

• The importance of intergenerational financial education.

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7 - Dynamic Portfolio Construction: How to Adapt to Changes in the Business Cycle

• Periodic rebalancing, performance monitoring, long-term strategic vision.

• Diversification as an evolutionary, not static, process.